A vision of financial inclusion for the South Pacific
In January 2000, Samoa became our initial and flagship microfinance institution of the SPBD Network. Today, SPBD Samoa is often used to launch new products and pilot initiatives. Our teams work in nearly every village in Samoa and have been financially sustainable since 2007. SPBD currently serves almost 20,000 families in Samoa, almost 60% of households.
Why Samoa?
Poverty in Samoa remains a challenge. According to the UN, 25% of all Samoan families live below the poverty line of US$2 per day. A substantial portion of the population continues to grapple with limited access to basic necessities such as education, healthcare, and employment opportunities. Additionally, issues such as limited infrastructure development in rural areas exacerbates the problem. Samoa has also been affected by external shocks such as the global economic downturn and, more recently, the impact of the COVID-19 pandemic.
SPBD Samoa by the numbers
US $103M
Value of loans disbursed
since inception
118,400
Number of loans made
to hard-working women
18,500
Number of
Savings accounts
6,400
Number of
loans outstanding
“I am not weak anymore because of SPBD. I am strong.”
Felauai, SME Member (Sausage Maker, Produce, Taxi), Samoa
About Samoa
Samoa is considered the cultural heart of Polynesia. However, underdevelopment of the financial markets has been identified as a binding constraint to private sector development. There are four commercial banks (ANZ Bank, BSP Bank, National Bank of Samoa, and Samoa Commercial Bank) and other non-bank financial providers (such as the Development Bank of Samoa, the National Provident Fund, and SPBD Samoa) the country still ranked 98th out of 190 economies for ease of doing business (ranking from the best to the worst) in Doing Business 2019 (www.doingbusiness.org).
Latest News
Women Entrepreneurs Shine at SPBD Market Day
WOMEN micro-entrepreneurs from across Fiji gathered in Suva last week to celebrate SPBD’s (South Pacific Business Development) annual Market Day. More than 50 women showcased their small businesses, including sewing, handicrafts, and food products. The event was a celebration of women’s hard work and achievements through SPBD’s support over the years. “This is just a […]
SPBD Disburses a Record $125m in Micro Loans
Microfinance network South Pacific Business Development (SPBD) Fiji has disbursed a record $125million in loans to women-owned and managed businesses in its 14 years of operation in the country. This comes only a year after reaching $100m in cumulative loan disbursements to more than 7000 empowered women entrepreneurs who are managing thriving businesses and transforming […]
SPBD Tonga Celebrates Women’s Microenterprise Success Over 15 Years of Service
South Pacific Business Development (SPBD) Tonga marked a significant milestone—15 years of dedicated service in the Kingdom of Tonga—with a grand celebration recognizing the remarkable achievements of female entrepreneurs at its Annual Business Women of the Year Awards, held on 20 June 2025, at the Queen Salote Memorial Hall in Nukuʻalofa. The prestigious awards ceremony honored [...]
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